Simplify your finances and plan for your future — one of our handy calculators below can assist you.

Personal Financing

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Percentages cannot exceed 100

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Car Affordability

Calculates the most expensive car you can afford.

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Financial Information

Car Affordability Highest Monthly Payment you can Afford
Car Affordability Down Payment($)
Car Affordability Trade-in Value (If Any)
Car Affordability Loan Term
Car Affordability Interest Rate

Credit Card Payoff

Determines how long it will take to pay off credit card debt.

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Card Information

Credit Card Payoff Current Balance
Credit Card Payoff Monthly Payment
Credit Card Payoff Interest Rate

Saving for College

Calculates a monthly savings amount in order to reach your college savings goal.

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College Financial Information

Saving for College Today's Yearly Tuition
Saving for College Years of College
Saving for College Amount you Have Now
Saving for College Years Until College Begins
Saving for College Expected Interest Rate
Saving for College Expected Inflation Rate

Big Purchase

Computes how much money you will need to save each month in order to purchase something big.

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Financial Information

Big Purchase After-Tax amount savings goal
Big Purchase Amount you have now
Big Purchase How long will you save
Big Purchase Expected Interest Rate
Big Purchase Income Tax Rate

Borrowing

Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.

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Financial Information

Borrowing Payment Amount
Borrowing Number of Payments
Borrowing Interest Rate

Loan Rates

Given loan information, determines the interest rate on that loan.

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Loan Information

Loan Rates Purchase Price
Loan Rates Down Payment Amount
Loan Rates Payment Amount
Loan Rates Loan term

Paying Off a Loan

Determines how long it will take you to payoff a loan.

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Loan Information

Paying Off a Loan Purchase Price
Paying Off a Loan Down Payment Amount
Paying Off a Loan Payment Amount
Paying Off a Loan Interest Rate

Loan Payments

Determines the payment on a loan with a fixed rate.

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Loan Information

Loan Payments Purchase Price
Loan Payments Down Payment Amount
Loan Payments Loan Term
Loan Payments Interest Rate
Loan Payments Trade in Amount
Loan Payments Trade in Payoff
Loan Payments Payment Frequency

Car Purchasing

Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.

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Auto Loan Information


Car Purchasing Price (pre tax)
Car Purchasing Loan term
Car Purchasing Interest Rate
Car Purchasing Cash Down
Car Purchasing Fees
Car Purchasing Sales Tax Rate
Car Purchasing Trade Allowance
Car Purchasing Amount Owed on Trade

Home Equity Loan Information


Car Purchasing Home Equity Price (pre tax)
Car Purchasing Home Equity Loan term
Car Purchasing Home Equity Loan Interest Rate
Car Purchasing Home Equity Loan Closing Costs
Car Purchasing Home Equity Loan Federal Tax Rate
Car Purchasing Home Equity Loan State Tax Rate

Debt Elimination

This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

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Debt Information

Add Row Remove Row
Debt Elimination Type 0
Debt Elimination Creditor 0
Debt Elimination Interest Rate 0
Debt Elimination Current Balance 0
Debt Elimination Amount You Pay 0
Debt Elimination Minimum Amount 0
Debt Elimination Additional Monthly Payment for Debt Reduction

Debt Payoff Strategy

For the lease expensive debt payoff strategy, choose HIGHEST RATE FIRST and USE MINIMUM AMOUNT DUE

Debt Elimination Debt Payoff Order
Debt Elimination Minimum Amounts
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Investment Financing

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Percentages cannot exceed 100

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Portfolio Yield

Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.

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Portfolio Information

Portfolio Yield Starting Date
Portfolio Yield Starting Balance
Portfolio Yield Ending Date
Portfolio Yield Ending Balance

Transaction History

Add Row Remove Row
Transaction Date 0
Transaction Amount 0
Transaction Type 0
Transaction Fee 0
Transaction Tax 0
Transaction Cost basis 0

Saving to be a Millionaire

Estimates a monthly deposit amount in order to save to a million dollars.

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Financial Information

Millionaire Saving Starting Balance
Millionaire Saving How long will you save
Millionaire Saving Rate of Return
Millionaire Saving Income Tax Rate

Investment Yield

Determines the return rate on an investment.

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Investment Information

Investment Yield Original Investment Date
Investment Yield Original Investment Amount
Investment Yield Investment Date on Which the Investment was Sold
Investment Yield Amount for Which the Investment was Sold
Investment Yield Compounding Period

Future Worth

Determines the present value of an asset with a known future value.

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Financial Information

Financial Present Date
Financial Future Date
Financial Future Value
Financial Rate of Return
Financial Compounding Period

Future Investment

Computes what an amount invested today will be worth at some point in the future.

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Investment Information

Future Investment Present Date
Future Investment Future Date
Future Investment Present Value
Future Investment Rate of Return
Future Investment Compounding Period

Time Savings

Compute the total amount you would be able to save with monthly deposits.

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Financial Information

Time Savings Balance on Start Date
Time Savings Deposit Amount
Time Savings Rate of Return
Time Savings Number of Years

Needed Rate

Compute the rate of return you would need to reach your savings goal.

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Financial Information

Needed Rate Balance on Start Date
Needed Rate Deposit Amount
Needed Rate Savings Goal
Needed Rate Length of Time

Initial Savings

Compute how much money you would need to start with to reach a savings goal.

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Financial Information

Initial Savings Deposit Amount
Initial Savings Rate of Return
Initial Savings Goal
Initial Savings Length of Time

Monthly Savings

Computes the monthly deposit amount needed to reach a savings goal.

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Financial Information

Monthly Savings Balance on Start Date
Monthly Savings Rate of Return
Monthly Savings Savings Goal
Monthly Savings Number of Years
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Retirement Financing

Select your financial calculator below to begin.

One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

Your down payment exceeds the home price

Traditional vs. Roth

Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.

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IRA Information

Traditional vs. Roth Current Traditional IRA amount
Traditional vs. Roth Current tax bracket
Traditional vs. Roth Retirement tax bracket
Traditional vs. Roth Estimated investment rate of return
Traditional vs. Roth How much do you plan to save each year
Traditional vs. Roth Amount Saved is
Traditional vs. Roth Maximum IRA sheltered contribution
Traditional vs. Roth How many years until you retire

Traditional IRA

Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.

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IRA Information

Traditional IRA Annual Deposit Amount
Traditional IRA Number of Years to Save
Traditional IRA Rate of Return
Traditional IRA Income Tax Rate

Roth IRA

Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.

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IRA Information

Roth IRA Annual Deposit Amount
Roth IRA Deposit amount is
Roth IRA Current Tax Rate
Roth IRA Number of Years to Save
Roth IRA Rate of Return

Retirement Savings

Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.

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Financial Information

Retirement Savings Start Balance
Retirement Savings Withdrawal Amount
Retirement Savings Rate of Return
Retirement Savings Compounding Period

Retirement Rate

Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.

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Financial Information

Retirement Rate Starting Balance
Retirement Rate Withdrawal Amount
Retirement Rate Number of Withdrawals
Retirement Rate Withdrawal Period

Retirement Funding

Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.

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Financial Information

Retirement Funding Withdrawal Amount
Retirement Funding Rate of Return
Retirement Funding Number of Withdrawals
Retirement Funding Withdrawal Period

Monthly Spending

Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.

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Financial Information

Monthly Spending Starting Balance
Monthly Spending Rate of Return
Monthly Spending Number of Withdrawals
Monthly Spending Withdrawal Period
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Lease Financing

Select your financial calculator below to begin.

One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

Your down payment exceeds the home price

Affordable Lease

This calculator computes the amount you can afford to lease.

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Lease Information

Affordable Lease Payment Amount
Affordable Lease Rate
Affordable Lease Residual Amount
Affordable Lease Term
Affordable Number of Advance Payments

Lease Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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Lease Information

Lease Residual Lease Amount
Lease Residual Payment Amount
Lease Residual Lease Rate
Lease Residual Lease Term
Lease Residual Number of Advance Payments

Lease Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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Lease Information

Lease Payments Lease Amount
Lease Payments Lease Rate
Lease Payments Residual Amount
Lease Payments Lease Term
Lease Payments Number of Advance Payments

Lease Rate

This calculator computes the lease rate based on a known payment amount, lease amount, residual amount, and lease term.

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Lease Information

Lease Rate Lease Amount
Lease Rate Payment Amount
Lease Rate Residual Amount
Lease Rate Lease Term
Lease Rate Number of Advance Payments

Equipment Affordablity

This calculator computes the amount you can afford to lease.

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Lease Information

Equipment Affordablity Payment Amount
Equipment Affordablity Lease Rate
Equipment Affordablity Residual Amount
Equipment Affordablity Lease Term
Equipment Affordablity Number of Advance Payments
Equipment Affordablity Compounding Period

Equipment Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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Lease Information

Equipment Residual Lease Amount
Equipment Residual Payment Amount
Equipment Residual Payment Amount
Equipment Residual Lease Term
Equipment Residual Number of Advance Payments
Equipment Residual Payment Period

Equipment Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments

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Lease Information

Equipment Payments Lease Amount
Equipment Payments Lease Rate
Equipment Payments Residual Amount
Equipment Payments Lease Term
Equipment Payments Number of Advance Payments
Equipment Payments Payment Period

Equipment Lease Rate

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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Lease Information

Equipment Lease Amount
Equipment Lease Payment Amount
Equipment Lease Residual Amount
Equipment Lease Rate Term
Equipment Lease Number of Advance Payments
Equipment Lease Payment Period
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.